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Difference between Off the cards and Out of the cards

off the cards—(sl.) work unofficially and informally, without disclosing one’s income:

  • There are a lot of retired people now. Quite a few of them work, some of them may be working off the cards.

out of the cardsoutside the range of probability:

  • A future in professional sports is out of the cards for most of these people.

Cf.: on the cards—(U.S. also: in the cards) said of smth. very likely to happen:

  • We have had some tight squeezes and it was on the cards that one day there really would be a problem.